SHANGHAI, Aug. 16, 2024 — Jiayin Group Inc. (“Jiayin” or the “Company”) (NASDAQ: JFIN), a leading fintech platform in China, today announced its board of directors has approved a cash dividend payment of US$0.125 per ordinary share, or US$0.50 per American depositary share (“ADS”). Shareholders of record as of the close of trading on August 27, 2024 (U.S. Eastern Time), including JPMorgan Chase Bank, N.A., the depositary of the Company’s ADS program (the “Depositary”), are expected to receive dividend payments on or around September 3, 2024. Dividend payments to ADS holders are expected to be disbursed by the Depositary on or around September 6, 2024, and will be subject to the terms of the deposit agreement among the Company, the Depositary, and the holders and beneficial owners of ADSs issued thereunder, including applicable fees and expenses.

The total cash dividend distribution is estimated to be approximately US$26.6 million.

About Jiayin Group Inc.

Jiayin Group Inc. is a leading fintech platform in China dedicated to facilitating transparent, secure, and fast connections between underserved individual borrowers and financial institutions. The Company’s origins can be traced back to 2011. Jiayin operates a highly secure and open platform equipped with a comprehensive risk management system and a proprietary, effective risk assessment model that utilizes advanced big data analytics and sophisticated algorithms to accurately assess the risk profiles of potential borrowers. For more information, please visit .

Safe Harbor / Forward-Looking Statements

This announcement includes forward-looking statements. These statements are made under the “safe harbor” provisions of the United States Private Securities Litigation Reform Act of 1995. Such forward-looking statements can be identified by terminology like “will,” “expects,” “anticipates,” “future,” “intends,” “plans,” “believes,” “estimates,” and similar expressions. The Company may also issue written or oral forward-looking statements in its periodic reports to the U.S. Securities and Exchange Commission, its annual report to shareholders, press releases, other written materials, and in oral statements made by its officers, directors, or employees to third parties. Statements that are not historical facts, including statements about the Company’s beliefs and expectations, are forward-looking statements. Forward-looking statements involve inherent risks and uncertainties and are based on current expectations, assumptions, estimates, and projections about the Company and the industry. Potential risks and uncertainties include, but are not limited to, those related to the Company’s ability to retain existing investors and borrowers and attract new investors and borrowers efficiently, the Company’s ability to increase investment volume and loan origination facilitated through its marketplace, the effectiveness of the Company’s credit assessment model and risk management system, PRC laws and regulations related to the online individual finance industry in China, general economic conditions in China, and the Company’s ability to meet the standards necessary to maintain listing of its ADSs on the Nasdaq Stock Market or other stock exchange, including its ability to address any non-compliance with the continued listing criteria of the Nasdaq Stock Market. All information provided in this press release is as of the date hereof, and the Company undertakes no obligation to update any forward-looking statements to reflect subsequent events or circumstances, or changes in its expectations, except as required by law. While the Company believes the expectations expressed in these forward-looking statements are reasonable, it cannot guarantee that its expectations will be accurate, and investors are cautioned that actual results may differ materially from anticipated results. Further information regarding risks and uncertainties faced by the Company is included in the Company’s filings with the U.S. Securities and Exchange Commission, including its annual report on Form 20-F.

For investor and media inquiries, please contact:

Jiayin Group

Mr. Shawn Zhang
Email: