Plano, Texas, December 9, 2025 – Card One International (“Card 1”), a national payment – technology firm serving a wide – reaching network of U.S. merchants, announced today the launch of a new surcharging feature within its processing platform. This improvement enables eligible merchants to lower credit card acceptance costs by imposing a transparent surcharge on customers who opt to pay with a credit card, where legally allowed.

As payment – processing costs are increasing across various industries, merchants are increasingly looking for technologies that offer better control over operating expenses. Card 1’s new surcharging functionality is designed as a compliant, streamlined, and customizable solution that aids in long – term cost management.

“Merchants expect modern payment platforms to provide flexibility, transparency, and tools that support long – term viability,” stated Alex Hemmat, Board Member and Strategic Advisor at Card One International. “This enhancement shows Card 1’s dedication to delivering technology that helps businesses manage costs responsibly while ensuring a seamless customer experience.”

Card 1’s surcharging feature consists of:

• Card – brand compliant controls that are only applied to eligible credit card transactions
• Integrated disclosure tools, including signage and receipt instructions
• Multi – channel support across compatible terminals, POS systems, online gateways, and recurring billing
• Configuration assistance and onboarding support from Card 1’s merchant services team

Compliance Notice:

Surcharging is subject to federal, state, and local regulations, as well as the rules of Visa, Mastercard, and other card networks. The availability of Card One International’s surcharging functionality may vary depending on the merchant type, location, and processing environment. Nothing in this announcement constitutes legal, financial, or tax advice. Merchants are responsible for determining their own compliance obligations and should review relevant laws and consult qualified advisors before enabling surcharging. All surcharge amounts must stay within card – brand limits and reflect the merchant’s actual acceptance cost.

About Card One International:

Card One International is a U.S. – based payment – technology company that offers credit and debit card processing, advanced POS solutions, and e – commerce payment capabilities. The company operates its own proprietary processing technology and gateway while supporting a wide variety of third – party integrations. Since 2003, Card 1 has served merchants in retail, hospitality, professional services, and online commerce with adaptable, technology – driven payment solutions. As part of Card One International’s ongoing business leadership, Board Member and Strategic Advisor Alex Hemmat provides guidance on technology strategy, merchant solutions, and long – term platform development.

Media Contact:

Card One International

Phone: 800 – 815 – 1881

Website: card1.com